Seeder Finance in Sydney, Melbourne, Brisbane & Perth
- Asset Finance Partners
- 2 days ago
- 3 min read
Seeders are mission-critical machines at the heart of Australian cropping and broadacre farming. From grain and cereals to pulses, oilseeds and mixed farming systems, seeders directly influence plant establishment, yield potential, efficiency and profitability.
Asset Finance Partners provides specialist seeder finance in Sydney, Melbourne, Brisbane and Perth, supporting farmers, agricultural contractors and agribusinesses across metro, regional and remote Australia. Our flexible asset-finance solutions allow operators to invest in modern, high-capacity seeding equipment without tying up vital working capital.

Why Finance a Seeder?
Modern seeders are among the most valuable assets on a cropping operation. Purchase prices typically range from $80,000 to $2,500,000+, depending on width, configuration, technology and capacity.
Financing a seeder instead of paying cash allows operators to:
Preserve cash flow for seed, fertiliser, fuel and labour
Match repayments to planting and harvest cycles
Upgrade ageing seeders to reduce breakdown risk
Increase seeding speed and coverage capacity
Improve seed placement accuracy and uniform emergence
Reduce downtime during critical planting windows
Manage tax and cash flow more effectively (where eligible)
For most broadacre operations, seeder asset finance is the most practical way to scale and modernise planting capability.
Seeders We Finance
Asset Finance Partners arranges finance for a wide range of seeders and planting equipment, including:
Air seeders
Disc seeders
Tine seeders
Broadacre seeders
High-capacity and ultra-wide seeders
Precision seeders
Zero-till and minimum-till seeders
Contractor and fleet seeders
New and used seeders
Multi-machine and fleet purchases
Finance can often include air carts, bins, metering systems, openers, press wheels, GPS guidance, variable-rate technology and precision ag software within a single finance facility.
Seeder Finance in Sydney
While Sydney is a finance and logistics hub, it supports extensive cropping operations across regional NSW.
Asset Finance Partners provides seeder finance in Sydney for:
NSW grain and broadacre farms
Agricultural contractors
Agribusinesses deploying machinery across rural NSW
Including equipment operating across the Central West, Riverina and northern NSW cropping regions.
Seeder Finance in Melbourne
Melbourne services Victoria’s major cropping regions, including the Mallee, Wimmera and Western District.
We arrange seeder finance in Melbourne for:
Broadacre grain producers
Mixed farming operations
Agricultural contractors and planting services
Across both metro-based agribusinesses and regional Victoria.
Seeder Finance in Brisbane
Brisbane is a key gateway to Queensland’s broadacre, grain and row-crop farming regions.
Asset Finance Partners provides seeder finance in Brisbane for:
Broadacre and row-crop farms
Agricultural contractors
Large-scale cropping enterprises
Supporting planting operations across regional Queensland.
Seeder Finance in Perth
Perth and Western Australia represent Australia’s largest seeder market, driven by vast broadacre grain production and export-focused agriculture.
We provide seeder finance in Perth for:
WA grain producers
Large-scale broadacre farms
Agricultural contractors
Regional and remote farming operations
WA clients benefit from our experience financing ultra-wide, high-capacity and long-life seeding equipment.
Seeder Finance Options Available
Asset Finance Partners structures seeder finance to suit long machinery lifecycles and seasonal income. Common options include:
Chattel Mortgage – ownership from day one with GST claimed upfront (where eligible)
Finance Lease – lower repayments with upgrade flexibility
Hire Purchase – fixed repayments with ownership at the end
Used Seeder Finance – for second-hand machinery
Both new and used seeders may be eligible, subject to lender criteria.
Finance Amounts and Terms
Typical seeder finance structures include:
Finance amounts from $80,000 to $10,000,000+ (fleet and contractor purchases)
Terms typically 3 to 7 years
Monthly or seasonal repayment options
Balloon or residual options available
Multi-asset and staged purchases supported
Early payout options with many lenders
Approvals are commonly available for established farming and contracting operations.
Precision, Speed and ROI
Modern seeders deliver precise seed placement, consistent depth, reduced overlap and improved emergence — all of which directly impact yield. Many operators upgrade seeders to improve efficiency, reduce planting time and manage tight seasonal windows.
Asset finance allows farmers to deploy advanced seeding technology immediately, and in many cases productivity gains and reduced operating costs help offset finance repayments.
Why Choose Asset Finance Partners
Asset Finance Partners is an independent asset-finance specialist with access to lenders experienced in:
Seeder and agricultural machinery finance
Broadacre cropping operations
Regional and rural Australia
High-value, seasonal equipment funding
Our clients benefit from:
Competitive interest rates
Flexible approval structures
Lenders familiar with planting cycles
Fast turnaround times
Practical, farmer-focused advice
We understand seasonality, weather risk and the realities of Australian cropping operations.
Get Seeder Finance Across Australia
If you’re purchasing a seeder, upgrading planting equipment or expanding cropping capacity, don’t let upfront costs limit your planting window or yield potential.
Asset Finance Partners provides seeder finance in Sydney, Melbourne, Brisbane and Perth, supporting farmers, contractors and agribusinesses across Australia.
Apply today or request a callback to discuss the right asset-finance solution for your seeder.




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