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Seeder Finance in Sydney, Melbourne, Brisbane & Perth

  • Asset Finance Partners
  • 2 days ago
  • 3 min read

Seeders are mission-critical machines at the heart of Australian cropping and broadacre farming. From grain and cereals to pulses, oilseeds and mixed farming systems, seeders directly influence plant establishment, yield potential, efficiency and profitability.


Asset Finance Partners provides specialist seeder finance in Sydney, Melbourne, Brisbane and Perth, supporting farmers, agricultural contractors and agribusinesses across metro, regional and remote Australia. Our flexible asset-finance solutions allow operators to invest in modern, high-capacity seeding equipment without tying up vital working capital.


High-capacity air seeder funded through asset finance for large-scale grain planting.
High-capacity air seeder funded through asset finance for large-scale grain planting.

Why Finance a Seeder?


Modern seeders are among the most valuable assets on a cropping operation. Purchase prices typically range from $80,000 to $2,500,000+, depending on width, configuration, technology and capacity.

Financing a seeder instead of paying cash allows operators to:

  • Preserve cash flow for seed, fertiliser, fuel and labour

  • Match repayments to planting and harvest cycles

  • Upgrade ageing seeders to reduce breakdown risk

  • Increase seeding speed and coverage capacity

  • Improve seed placement accuracy and uniform emergence

  • Reduce downtime during critical planting windows

  • Manage tax and cash flow more effectively (where eligible)


For most broadacre operations, seeder asset finance is the most practical way to scale and modernise planting capability.


Seeders We Finance


Asset Finance Partners arranges finance for a wide range of seeders and planting equipment, including:

  • Air seeders

  • Disc seeders

  • Tine seeders

  • Broadacre seeders

  • High-capacity and ultra-wide seeders

  • Precision seeders

  • Zero-till and minimum-till seeders

  • Contractor and fleet seeders

  • New and used seeders

  • Multi-machine and fleet purchases


Finance can often include air carts, bins, metering systems, openers, press wheels, GPS guidance, variable-rate technology and precision ag software within a single finance facility.


Seeder Finance in Sydney


While Sydney is a finance and logistics hub, it supports extensive cropping operations across regional NSW.

Asset Finance Partners provides seeder finance in Sydney for:

  • NSW grain and broadacre farms

  • Agricultural contractors

  • Agribusinesses deploying machinery across rural NSW


Including equipment operating across the Central West, Riverina and northern NSW cropping regions.


Seeder Finance in Melbourne


Melbourne services Victoria’s major cropping regions, including the Mallee, Wimmera and Western District.

We arrange seeder finance in Melbourne for:

  • Broadacre grain producers

  • Mixed farming operations

  • Agricultural contractors and planting services


Across both metro-based agribusinesses and regional Victoria.


Seeder Finance in Brisbane


Brisbane is a key gateway to Queensland’s broadacre, grain and row-crop farming regions.

Asset Finance Partners provides seeder finance in Brisbane for:

  • Broadacre and row-crop farms

  • Agricultural contractors

  • Large-scale cropping enterprises


Supporting planting operations across regional Queensland.


Seeder Finance in Perth


Perth and Western Australia represent Australia’s largest seeder market, driven by vast broadacre grain production and export-focused agriculture.

We provide seeder finance in Perth for:

  • WA grain producers

  • Large-scale broadacre farms

  • Agricultural contractors

  • Regional and remote farming operations


WA clients benefit from our experience financing ultra-wide, high-capacity and long-life seeding equipment.


Seeder Finance Options Available


Asset Finance Partners structures seeder finance to suit long machinery lifecycles and seasonal income. Common options include:

  • Chattel Mortgage – ownership from day one with GST claimed upfront (where eligible)

  • Finance Lease – lower repayments with upgrade flexibility

  • Hire Purchase – fixed repayments with ownership at the end

  • Used Seeder Finance – for second-hand machinery


Both new and used seeders may be eligible, subject to lender criteria.


Finance Amounts and Terms


Typical seeder finance structures include:

  • Finance amounts from $80,000 to $10,000,000+ (fleet and contractor purchases)

  • Terms typically 3 to 7 years

  • Monthly or seasonal repayment options

  • Balloon or residual options available

  • Multi-asset and staged purchases supported

  • Early payout options with many lenders


Approvals are commonly available for established farming and contracting operations.


Precision, Speed and ROI


Modern seeders deliver precise seed placement, consistent depth, reduced overlap and improved emergence — all of which directly impact yield. Many operators upgrade seeders to improve efficiency, reduce planting time and manage tight seasonal windows.


Asset finance allows farmers to deploy advanced seeding technology immediately, and in many cases productivity gains and reduced operating costs help offset finance repayments.


Why Choose Asset Finance Partners


Asset Finance Partners is an independent asset-finance specialist with access to lenders experienced in:

  • Seeder and agricultural machinery finance

  • Broadacre cropping operations

  • Regional and rural Australia

  • High-value, seasonal equipment funding

Our clients benefit from:

  • Competitive interest rates

  • Flexible approval structures

  • Lenders familiar with planting cycles

  • Fast turnaround times

  • Practical, farmer-focused advice


We understand seasonality, weather risk and the realities of Australian cropping operations.


Get Seeder Finance Across Australia


If you’re purchasing a seeder, upgrading planting equipment or expanding cropping capacity, don’t let upfront costs limit your planting window or yield potential.


Asset Finance Partners provides seeder finance in Sydney, Melbourne, Brisbane and Perth, supporting farmers, contractors and agribusinesses across Australia.


Apply today or request a callback to discuss the right asset-finance solution for your seeder.

 
 
 

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