Van Finance Australia | Asset Finance Australia

Business Van & Commercial Van Finance Australia-Wide

Asset Finance Australia provides specialist van finance across Australia, helping businesses, trades, and fleet operators fund business-use vans and commercial vans without tying up working capital. We arrange van finance Australia-wide, supporting operations in Sydney, Melbourne, Brisbane, Perth, Adelaide, Canberra, and regional Australia.

This page targets searches such as van finance, commercial van finance Australia, business van finance, work van finance, and asset finance for vans. Asset Finance Australia structures van finance solutions aligned with lender policy, business usage, and real-world commercial operating requirements.

Whether vans are used for trades, deliveries, logistics, mobile services, couriers, technicians, or fleet operations, our business van finance solutions are designed to support cash flow, tax efficiency, and operational scalability.

Asset Finance Australia – Van Finance Specialists

Who Business Van Finance Is Designed For

Our van finance solutions are suitable for:

Sole traders and self-employed professionals
Trades and construction businesses
Service and maintenance companies
Courier and delivery businesses
Logistics and transport operators
Fleet and multi-vehicle businesses

Asset Finance Australia works with Australian lenders experienced in van and commercial vehicle finance, ensuring van finance applications are structured correctly from the outset.

Commercial Van Finance Options Australia

Types of Vans We Finance

We arrange van finance Australia-wide for a wide range of commercial vehicles, including:

Work van finance
Commercial delivery vans
Tradesman vans
Cargo vans and panel vans
Refrigerated and modified vans
Fleet vans
New van finance
Used van finance

All van finance solutions are structured around the income-producing nature of the asset, allowing businesses to preserve capital while maintaining mobility.

Van Finance Structures Available in Australia

Chattel Mortgages for Vans

Chattel mortgages are commonly used for van finance in Australia where ownership is required upfront. These structures are assessed based on van value, business income, usage profile, and lender policy, and may offer tax efficiencies where applicable.

Business Van Loans

Business van loans provide straightforward finance structures with loan terms aligned to the expected working life of the van and business cash flow.

Finance Leases for Vans

Finance leases may be suitable for businesses prioritising cash-flow management or accounting treatment, subject to Australian lender approval and van suitability.

Hire Purchase for Vans

Hire purchase arrangements allow structured ownership over time and may be appropriate for certain van finance scenarios.

Each van finance structure is assessed individually to ensure compliance, affordability, and lender alignment.

New and Used Van Finance Australia

New Van Finance

Asset Finance Australia arranges finance for new business vans through authorised dealers across Australia, with terms aligned to vehicle lifecycle and lender risk criteria.

Used Van Finance

Used van finance is available for vans purchased through dealers or private sellers. Lenders assess van age, condition, kilometres, fit-out modifications, and remaining economic life when determining finance terms.

We also arrange van finance for interstate purchases and regional businesses across Australia.

Why Van Finance Requires Specialist Structuring

The Importance of Correct Van Finance Structuring

Poorly structured van finance can restrict cash flow and reduce tax efficiency. Without specialist structuring, businesses may face:

Declined van finance applications
Restricted lender options
Higher interest rates
Misaligned loan terms
Incorrect treatment of vehicle modifications

Correct van finance structuring ensures lender policy alignment, appropriate tax treatment, and long-term operational sustainability.

Asset Finance Australia – National Van Finance Approach

Lender-Agnostic Van Finance Australia-Wide

Asset Finance Australia operates on a lender-agnostic model, providing access to Australian lenders experienced in van, commercial vehicle, and fleet finance.

We arrange van finance for vehicles located across:

Sydney
Melbourne
Brisbane
Perth
Adelaide
Canberra
Regional Australia

Our focus is on practical, compliant, and commercially sound van finance solutions.