Software Finance Australia (Bundled) | Asset Finance Australia

 

Bundled Software & Technology Finance Australia-Wide

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Asset Finance Australia provides specialist bundled software finance across Australia, helping businesses, manufacturers, operators, professionals, and individuals fund software bundled with equipment, systems, or hardware without draining cash flow. We arrange software finance Australia-wide, supporting projects in Sydney, Melbourne, Brisbane, Perth, Adelaide, Canberra, and regional Australia.

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This page targets searches such as software finance, business software finance Australia, software and hardware finance, technology finance, and asset finance for software. Asset Finance Australia structures bundled software finance solutions aligned with lender policy, asset eligibility rules, and real-world operational requirements.

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Bundled software finance applies where software is supplied together with hardware or systems, such as POS systems, automation systems, medical equipment, manufacturing machinery, IT infrastructure, and production lines.

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Asset Finance Australia – Bundled Software Finance Specialists

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What “Bundled Software Finance” Means

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Bundled software finance refers to software financed alongside eligible physical assets, such as:

• Software supplied with hardware

• Software embedded in equipment or machinery

• Software licences required for system operation

• Software included in installation or system delivery

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Pure standalone software is typically not financeable under asset finance rules — bundling software with eligible assets is the compliant structure lenders require.

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Asset Finance Australia specialises in structuring bundled software correctly, ensuring lender acceptance and long-term compliance.

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Who Bundled Software Finance Is Designed For

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Bundled software finance solutions are suitable for:

• Businesses upgrading systems and technology

• Manufacturing and industrial operators

• Retail and hospitality venues

• Medical, dental, and allied health practices

• Warehousing and logistics operators

• Offices and professional service firms

• Start-ups deploying operational systems

• Individuals purchasing bundled technology solutions

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Asset Finance Australia works with Australian lenders experienced in technology and bundled software finance, ensuring every application is structured correctly from day one.

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Types of Bundled Software We Finance

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Software Commonly Financed When Bundled With Assets

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We arrange bundled software finance Australia-wide for software supplied with eligible equipment, including:

• POS and retail management software

• Accounting and ERP software (bundled)

• Automation and control software

• Manufacturing and production software

• Warehouse and logistics software

• Medical and diagnostic software

• Practice management systems

• Security and access control software

• CAD, CAM, and design software (bundled)

• Subscription licences included with hardware

• System software supplied with installation

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All bundled software finance solutions are structured around the underlying asset, ensuring lender compliance while maximising funding coverage.

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Bundled Software Finance Structures Available in Australia

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Chattel Mortgages (With Bundled Software)

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Chattel mortgages are commonly used where hardware or equipment ownership is required upfront, with bundled software included in the financed amount where lender policy allows.

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Technology & Equipment Loans

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Equipment loans can include bundled software costs, provided the software is integral to the operation of the financed asset.

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Finance Leases for Technology Systems

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Finance leases may be suitable for businesses prioritising cash-flow management or technology refresh cycles, particularly for IT systems, automation platforms, and POS solutions.

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Blended Technology & Software Finance

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Most projects involve hardware, software, licences, installation, training, and configuration. Asset Finance Australia structures blended finance solutions that align with lender rules and project scope.

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Each bundled software finance structure is assessed individually to ensure eligibility, affordability, and lender alignment.

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New and Existing Software Bundles – Finance Options

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New Software Bundles

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Asset Finance Australia arranges finance for new bundled software solutions supplied by authorised vendors, integrators, and system providers across Australia.

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Software Included in System Upgrades

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Bundled software finance may also apply where software is included as part of a system upgrade, replacement, or expansion, subject to lender eligibility.

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We arrange bundled software finance for interstate projects and regional operators across Australia.

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Why Bundled Software Finance Requires Specialist Structuring

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The Importance of Correct Software Finance Structuring

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Incorrectly structured software finance can lead to declines or funding exclusions. Without specialist structuring, buyers may face:

• Declined software finance applications

• Software costs excluded from funding

• Lender non-compliance issues

• Cash-flow pressure from upfront licence fees

• Problems financing upgrades or system expansions

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Correct bundled software finance structuring ensures maximum funding coverage, lender compliance, and long-term operational sustainability.

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Asset Finance Australia – National Bundled Software Finance Approach

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Lender-Agnostic Software Finance Australia-Wide

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Asset Finance Australia operates on a lender-agnostic model, providing access to Australian lenders experienced in technology, IT, automation, and bundled software finance.

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We arrange bundled software finance for systems located across:

• Sydney

• Melbourne

• Brisbane

• Perth

• Adelaide

• Canberra

• Regional Australia

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Our focus is on practical, compliant, and commercially sound bundled software finance solutions — for individuals, SMEs, and large organisations alike.

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Bundled Software Finance Australia

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Speak With a Bundled Software Finance Specialist

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If you are seeking software finance in Australia, bundled with equipment or systems, Asset Finance Australia can assist with structuring a lender-approved solution tailored to your technology stack and budget.

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We specialise in bundled software and technology finance Australia-wide, supporting operators investing in system-critical software.

 

Enquire today to speak with a bundled software finance specialist at Asset Finance Australia.