Harvester Finance in Sydney, Melbourne, Brisbane & Perth

Harvesters are mission-critical assets for Australian agriculture, broadacre cropping and large-scale farming operations. From grain and cereal crops to canola, pulses and mixed farming systems, harvesters directly determine harvest efficiency, yield protection, timing and profitability.

Asset Finance Partners provides specialist harvester finance in Sydney, Melbourne, Brisbane and Perth, supporting farmers, agricultural contractors and agribusinesses across metro, regional and remote Australia. Our tailored asset-finance solutions allow operators to invest in modern, high-capacity harvesters without tying up essential working capital.

Harvester financed for a broadacre farming operation in Sydney, Melbourne, Brisbane or Perth

Why Finance a Harvester?

Harvesters are among the highest-value machines on any farm, with purchase prices typically ranging from $250,000 to $1,500,000+, depending on size, header configuration, technology and capacity.

Financing a harvester instead of paying cash allows operators to:

• Preserve cash flow for seed, fertiliser, fuel and labour

• Match repayments to harvest and seasonal income cycles

• Upgrade ageing harvesters to reduce breakdown risk

• Increase harvesting speed and capacity

• Reduce crop loss through modern technology

• Improve reliability during critical harvest windows

• Manage tax and cash flow more effectively (where eligible)

For most broadacre operations, harvester asset finance is the only practical way to modernise at scale.

Harvesters We Finance

Asset Finance Partners arranges finance for a wide range of harvesters and harvesting equipment, including:

• Combine harvesters

• Broadacre grain harvesters

• Self-propelled harvesters

• Large-capacity and high-throughput harvesters

• Contractor and fleet harvesters

• New and used harvesters

• Multi-machine and fleet purchases

Finance can often include fronts and headers, grain platforms, draper fronts, corn fronts, GPS and yield-mapping technology, automation, carts and setup costs within a single finance facility.

Harvester Finance in Sydney

While Sydney is a finance and logistics hub, it supports extensive cropping operations across regional NSW.

Asset Finance Partners provides harvester finance in Sydney for:

• NSW grain and broadacre farms

• Agricultural contractors

• Agribusinesses deploying machinery across rural NSW

Including harvesters operating across the Central West, Riverina and northern NSW regions.

Harvester Finance in Melbourne

Melbourne services Victoria’s major grain-growing regions, including the Mallee, Wimmera and Western District.

We arrange harvester finance in Melbourne for:

• Broadacre grain producers

• Mixed farming operations

• Agricultural contracting businesses

Across both metro-based agribusinesses and regional Victoria.

Harvester Finance in Brisbane

Brisbane is a key gateway to Queensland’s grain, cotton and broadacre farming regions.

Asset Finance Partners provides harvester finance in Brisbane for:

• Broadacre and row-crop farms

• Agricultural contractors

• Large-scale farming enterprises

Supporting harvesting operations across regional Queensland.

Harvester Finance in Perth

Perth and Western Australia represent Australia’s largest harvester market, driven by vast broadacre grain production and export-focused agriculture.

We provide harvester finance in Perth for:

• WA grain producers

• Large-scale broadacre farms

• Agricultural contractors

• Regional and remote farming operations

WA clients benefit from our experience financing high-horsepower, high-capacity and long-life harvesting machinery.

Harvester Finance Options Available

Asset Finance Partners structures harvester finance to suit long asset lifecycles and seasonal income. Common options include:

• Chattel Mortgage – ownership from day one with GST claimed upfront (where eligible)

• Finance Lease – lower repayments with upgrade flexibility

• Hire Purchase – fixed repayments with ownership at the end

• Used Harvester Finance – for second-hand machines

Both new and used harvesters may be eligible, subject to lender criteria.

Finance Amounts and Terms

Typical harvester finance structures include:

• Finance amounts from $250,000 to $10,000,000+ (fleet and contractor purchases)

• Terms typically 3 to 7 years

• Monthly or seasonal repayment options

• Balloon or residual options available

• Multi-asset and staged purchases supported

• Early payout options with many lenders

Approvals are often available for established farming and contracting operations.

Productivity, Technology and ROI

Modern harvesters deliver higher throughput, reduced grain loss, improved fuel efficiency and advanced yield-mapping technology. Many operators upgrade harvesters to reduce harvest time pressure and protect yield during narrow weather windows.

Asset finance allows farmers to deploy modern harvesting technology immediately, and in many cases productivity gains and reduced downtime help offset finance repayments.

Why Choose Asset Finance Partners

Asset Finance Partners is an independent asset-finance specialist with access to lenders experienced in:

• Harvester and agricultural machinery finance

• Broadacre farming operations

• Regional and rural businesses

• High-value, seasonal equipment funding

Our clients benefit from:

• Competitive interest rates

• Flexible approval structures

• Lenders familiar with harvest cycles

• Fast turnaround times

• Practical, farmer-focused advice

We understand seasonality, weather risk and the realities of Australian harvest operations.

Get Harvester Finance Across Australia

If you’re purchasing a harvester, upgrading machinery or expanding harvesting capacity, don’t let upfront costs limit your yield or timing.

Asset Finance Partners provides harvester finance in Sydney, Melbourne, Brisbane and Perth, supporting farmers, contractors and agribusinesses across Australia.

Apply today or request a callback to discuss the right asset-finance solution for your harvester.