Mining Equipment Finance Australia | Asset Finance Australia

Mining Equipment Finance Australia-Wide for New & Used Machinery

Asset Finance Australia provides specialist mining equipment finance across Australia, helping mining operators, contractors, and resources businesses secure funding for new and used mining equipment without tying up working capital. We arrange mining equipment finance Australia-wide, supporting operations in Western Australia, Queensland, New South Wales, South Australia, Victoria, and regional and remote mining locations.

This page targets searches such as mining equipment finance, mining machinery finance Australia, heavy mining equipment finance, resources equipment finance Australia, and asset finance for mining companies. Asset Finance Australia structures mining equipment finance solutions aligned with lender policy, asset life, and real-world mining conditions.

Whether equipment is used in open-cut mining, underground mining, mineral processing, exploration, or mine site support, our mining equipment finance solutions are designed to support operational continuity and long-term productivity.

Asset Finance Australia – Mining Equipment Finance Specialists

Who Mining Equipment Finance Is Designed For

Our mining equipment finance solutions are suitable for:

Mining companies and operators
Resources and commodities businesses
Mining contractors and subcontractors
Exploration companies
FIFO and site-services operators
Quarrying and extraction businesses

Asset Finance Australia works with Australian lenders experienced in mining and resources equipment finance, ensuring mining equipment finance applications are structured correctly from the outset.

Mining Equipment Finance Options Australia

Types of Mining Equipment We Finance

We arrange mining equipment finance Australia-wide for a wide range of machinery and assets, including:

Excavators and loaders for mining
Dump trucks and haul trucks
Dozers and graders
Drill rigs and exploration equipment
Crushing and screening equipment
Processing and material handling equipment
Mobile plant and site support equipment
New and used mining machinery

All mining equipment finance solutions are structured around the income-producing nature of the asset, helping mining businesses preserve capital while scaling operations.

Mining Equipment Finance Structures Available in Australia

Chattel Mortgages for Mining Equipment

Chattel mortgages are commonly used for mining equipment finance in Australia where ownership is required upfront. These structures are assessed based on asset value, usage intensity, operating environment, and lender policy, and may offer tax efficiencies where applicable.

Mining Equipment Loans

Mining equipment loans provide straightforward finance structures with loan terms aligned to the expected working life of the equipment and the intensity of mining operations.

Mining Equipment Finance Leases

Finance leases may be suitable for mining businesses prioritising cash-flow management or accounting treatment, subject to Australian lender approval and asset suitability.

Hire Purchase for Mining Equipment

Hire purchase arrangements provide structured ownership over time and may be appropriate for certain mining equipment finance scenarios.

Each mining equipment finance structure is assessed individually to ensure compliance, affordability, and lender alignment.

New and Used Mining Equipment Finance Australia

New Mining Equipment Finance

Asset Finance Australia arranges finance for new mining equipment through authorised manufacturers and dealers across Australia, with terms aligned to long-term asset performance and lender risk criteria.

Used Mining Equipment Finance

Used mining equipment finance is available for machinery purchased through dealers or private sellers. Lenders assess asset age, condition, hours, remaining economic life, and operating environment when determining finance terms.

We also arrange mining equipment finance for interstate purchases and remote site operations across Australia.

Why Mining Equipment Finance Requires Specialist Structuring

The Importance of Correct Mining Equipment Finance Structuring

Poorly structured mining equipment finance can restrict cash flow and limit operational flexibility. Without specialist structuring, mining businesses may face:

Declined mining equipment finance applications
Restricted lender options
Higher interest rates
Misaligned loan terms
Delays due to asset or site complexity

Correct mining equipment finance structuring ensures lender policy alignment, realistic serviceability assessment, and long-term operational sustainability.

Asset Finance Australia – National Mining Equipment Finance Approach

Lender-Agnostic Mining Equipment Finance Australia-Wide

Asset Finance Australia operates on a lender-agnostic model, providing access to Australian lenders experienced in mining and resources equipment finance.

We arrange mining equipment finance for assets located across:

Western Australia (WA)
Queensland (QLD)
New South Wales (NSW)
South Australia (SA)
Victoria (VIC)
Regional and remote mining regions

Our focus is on practical, compliant, and commercially sound mining equipment finance solutions.