Chery Novated Lease Australia

Compare every Chery model—from the electric E5 to the Tiggo Super Hybrid range

A Chery novated lease is a way to salary package a new Chery SUV, crossover, hybrid or electric vehicle through your employer. It can combine vehicle finance and selected running costs into one structured payroll arrangement.

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Asset Finance Partners helps Australians compare the full Chery range—not just one model. Whether you want an affordable small SUV, a hybrid city car, a plug-in hybrid family SUV, a seven-seater or the fully electric Chery E5, we show you how the model, fuel type and FBT treatment affect the actual cost.

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The most important distinction is simple:

• Chery E5 is fully electric and may qualify for the EV FBT exemption.

• Tiggo Super Hybrid models are plug-in hybrids and are generally not eligible for the EV FBT exemption on new arrangements.

• Tiggo 4 Hybrid and C5 Hybrid are conventional hybrids, not fully electric vehicles.

• Petrol Chery models can still be novated, but use the normal FBT structure.

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That comparison is where a generic calculator often falls short. Asset Finance Partners helps you select the Chery model and lease structure that suit your salary, employer, lifestyle and budget.

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What is a Chery novated lease?

A novated lease is a three-party agreement between you, your employer and a finance provider.

You choose the Chery vehicle. Your employer agrees to make lease payments through payroll, while you remain responsible for the underlying finance agreement. A fully maintained lease can also include an estimated budget for vehicle operating costs.

Depending on your employer and package, a Chery novated lease may include:

• Vehicle finance

• Comprehensive insurance

• Registration and CTP

• Servicing and maintenance

• Tyres

• Roadside assistance

• Petrol, electricity or eligible charging costs

• Lease administration

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At the end of the agreement, there is generally a residual value. You may pay it, refinance it, sell or trade the vehicle, or start another lease—subject to the terms of your agreement.

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Why finance a Chery through a novated lease?

Chery has become a value-focused SUV brand in Australia, with a range spanning petrol, conventional hybrid, plug-in hybrid and fully electric models. That makes it possible to find a Chery for different household sizes and driving habits—but it also means each model needs to be quoted correctly.

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A Chery novated lease may help you:

• Package predictable car costs through payroll

• Avoid a large upfront vehicle payment

• Budget finance, insurance, registration, tyres and servicing together

• Compare petrol, hybrid, plug-in hybrid and electric models on an after-tax basis

• Choose a lease term and kilometre allowance around the way you actually drive

• Access potential EV FBT benefits where the vehicle is eligible

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The Chery model range: which vehicle suits your needs?

Chery modelPowertrainBest forFBT position on a new novated lease

Tiggo 4PetrolAffordable small-SUV buyersNormal FBT treatment

Tiggo 4 HybridConventional hybridCity and suburban drivers wanting lower fuel useNormal FBT treatment

Chery C5PetrolStylish small crossover buyersNormal FBT treatment

Chery C5 HybridConventional hybridCommuters wanting a hybrid crossoverNormal FBT treatment

Chery E5Battery electricDrivers wanting a fully electric small SUVMay qualify for EV FBT exemption

Tiggo 7PetrolMedium-SUV householdsNormal FBT treatment

Tiggo 7 Super HybridPlug-in hybridFamilies wanting electric driving plus petrol backupGenerally not EV FBT exempt

Tiggo 8PetrolSeven-seat SUV buyersNormal FBT treatment

Tiggo 8 Super HybridPlug-in hybridLarger families and regional travelGenerally not EV FBT exempt

Tiggo 9 Super HybridPlug-in hybridPremium seven-seat family SUV buyersGenerally not EV FBT exempt

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Chery Tiggo 4 novated lease

The Chery Tiggo 4 is a compact petrol SUV aimed at drivers who want an affordable, practical first new car or city-friendly family SUV. It is a strong option for employees who need a simple, budget-conscious vehicle for commuting, errands and weekend travel.

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A Tiggo 4 novated lease may suit:

• First-time novated-lease users

• Employees replacing an older hatchback or compact SUV

• City and suburban drivers

• Households looking for a practical second vehicle

• Drivers who value a smaller SUV footprint

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Because it is petrol-powered, the usual FBT rules apply. The benefit of the lease comes from packaging the finance and selected running costs, not from the EV FBT exemption.

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Chery Tiggo 4 Hybrid novated lease

The Tiggo 4 Hybrid adds conventional hybrid efficiency to the small-SUV format. Unlike a plug-in hybrid, it does not need to be connected to a charger; the hybrid system works alongside the petrol engine.

It can be a sensible middle ground for drivers who want lower fuel use but cannot conveniently charge an EV at home or work.

The Tiggo 4 Hybrid may suit:

• Metropolitan commuters

• Apartment residents without reliable charging

• Drivers upgrading from a petrol small SUV

• Employees who want hybrid efficiency without changing their routine

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It is a conventional hybrid, so it does not generally qualify for the electric-car FBT exemption. We can compare it against the fully electric Chery E5 to show the difference between lower fuel use and potential EV tax treatment.

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Chery C5 novated lease

The Chery C5, formerly known as the Omoda 5, is a petrol crossover SUV with a more design-led, urban focus than the Tiggo range. It is aimed at drivers who want compact SUV practicality with sharper styling and everyday technology.

A Chery C5 novated lease can suit:

• Young professionals

• City commuters

• Drivers who prefer a crossover profile

• Employees moving from a hatchback into an SUV

• Buyers who want a petrol vehicle with a modern interior and driver-assistance features

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The C5 can be packaged with finance and running costs, but it uses the standard FBT approach applicable to petrol vehicles.

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Chery C5 Hybrid novated lease

The Chery C5 Hybrid is the hybrid version of the C5 crossover. It is suited to employees who want the city-driving efficiency of a hybrid without the home-charging requirements of a battery EV.

It is best considered alongside the Tiggo 4 Hybrid and Chery E5:

• Choose the C5 Hybrid if you want a design-focused compact crossover with hybrid efficiency.

• Choose the Tiggo 4 Hybrid if you prefer a more traditional small-SUV shape.

• Choose the Chery E5 if you can charge reliably and want to investigate the potential FBT benefits of a fully electric vehicle.

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Chery E5 novated lease

The Chery E5 is the brand’s dedicated battery-electric small SUV in Australia. It is the key Chery model for EV salary packaging because it is fully electric rather than hybrid or plug-in hybrid.

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Chery publishes up to 430km WLTP range, 155kW of power and five-seat SUV practicality. It has a 5-star ANCAP safety rating and can use DC fast charging for longer journeys.

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A Chery E5 novated lease may suit:

• Employees with home or workplace charging

• Drivers travelling moderate annual kilometres

• Households replacing a petrol small SUV

• Commuters looking to reduce fuel-station visits

• Buyers comparing affordable electric SUVs

• Employees who want to explore the potential EV FBT exemption

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Why the E5 is different for salary packaging

The Chery E5 may qualify for the electric-car FBT exemption where all eligibility criteria are met. Eligible battery-electric cars and associated car expenses can be exempt from FBT, which can make the salary-package structure more attractive than an equivalent petrol, diesel or non-exempt hybrid vehicle.

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Eligibility is never automatic. It depends on the exact vehicle, value, first-held-and-used date, employer arrangement and law applying at the time. We make this clear in every quote.

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Chery Tiggo 7 novated lease

The Chery Tiggo 7 is a medium petrol SUV for drivers needing more everyday space than a small SUV. It can suit couples, young families and employees who want a vehicle for both weekday commuting and regular weekend travel.

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A Tiggo 7 novated lease may suit:

• Families needing more room than a compact SUV

• Drivers who regularly carry luggage, sports equipment or passengers

• Employees replacing a medium petrol SUV

• People who prefer petrol simplicity and straightforward refuelling

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As a petrol model, it uses normal FBT treatment. We can compare the Tiggo 7 against the Tiggo 7 Super Hybrid and Chery E5 so you can see the cost trade-offs clearly.

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Chery Tiggo 7 Super Hybrid novated lease

The Tiggo 7 Super Hybrid is a plug-in hybrid medium SUV. It gives drivers the ability to cover some shorter journeys electrically while retaining a petrol engine for longer trips.

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This model can be useful if you want an electrified family SUV but are not ready to rely solely on public or home charging.

It may suit:

• Families wanting medium-SUV space

• Drivers with mixed city, motorway and regional travel

• Employees who want electric capability but need petrol flexibility

• People unable to rely on a fully electric vehicle for every journey

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Important FBT note

The Tiggo 7 Super Hybrid can be novated, but it should not be treated the same as the fully electric Chery E5. Plug-in hybrids are generally not eligible for the electric-car FBT exemption on new arrangements from 1 April 2025, unless grandfathering rules apply.

That makes a tailored comparison essential. A vehicle that appears cheaper at the dealership may not have the lower after-tax package cost.

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Chery Tiggo 8 novated lease

The Chery Tiggo 8 is a seven-seat petrol SUV for households needing greater passenger capacity. It is suited to drivers who value third-row seating and a more flexible family layout.

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A Tiggo 8 novated lease can be practical for:

• Larger families

• Employees transporting children, friends or extended family

• Drivers moving out of a seven-seat SUV

• Households that need space for luggage and school-week logistics

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Because it is petrol-powered, a fully maintained lease may still help smooth and budget the cost of ownership, including finance, insurance, registration and tyres.

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Chery Tiggo 8 Super Hybrid novated lease

The Tiggo 8 Super Hybrid is the plug-in hybrid seven-seat counterpart to the Tiggo 8. It is best for families who want third-row space and the flexibility of both electric and petrol driving.

A Tiggo 8 Super Hybrid may suit:

• Families with three or more children

• Drivers who regularly travel long distances

• Employees wanting electric driving for short local trips

• Buyers who need seven seats but want an electrified option

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It can be an excellent practical vehicle, but its novated-lease tax structure is different from the fully electric E5. We will compare running costs, expected charging, fuel use and the correct FBT treatment before recommending a package.

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Chery Tiggo 9 Super Hybrid novated lease

The Tiggo 9 Super Hybrid is Chery’s larger, more premium plug-in hybrid SUV, with seven-seat family capability. It is designed for drivers who want a substantial family vehicle, strong road-trip flexibility and a more refined cabin experience.

A Tiggo 9 Super Hybrid novated lease may suit:

• Families looking for a premium seven-seat SUV

• Executives and professionals with regular family and business travel

• Drivers needing more luggage and passenger space

• People who value plug-in hybrid flexibility but cannot commit to a fully electric vehicle

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As a plug-in hybrid, it should not be assumed to qualify for the EV FBT exemption. The right quote will show whether the package works after accounting for finance, fuel, charging, insurance, tyres and tax treatment.

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How the Chery E5, hybrids and petrol models differ

Choose the Chery E5 if you want:

• A fully electric small SUV

• Potential EV FBT benefits, subject to eligibility

• Home or workplace charging

• Low day-to-day energy costs

• Quiet, instant electric driving

Choose a Chery hybrid if you want:

• Better fuel efficiency without plugging in

• A small SUV or crossover for city driving

• A familiar refuelling routine

• No dependence on charging infrastructure

Choose a Chery Super Hybrid if you want:

• Plug-in electric driving for selected trips

• Petrol backup for longer travel

• A medium or large family SUV

• Greater flexibility where charging availability varies

Choose a petrol Chery if you want:

• Straightforward refuelling

• A lower-complexity familiar powertrain

• An affordable small, medium or seven-seat SUV

• A novated lease that packages your normal ownership costs

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Charging a Chery on a novated lease

Only the E5 and plug-in hybrid Super Hybrid models need external charging.

For the E5, home charging is often the easiest day-to-day solution. Public charging adds flexibility for apartment residents, longer trips and drivers without off-street parking. Electricity use and real-world range will vary with driving style, speed, temperature, terrain, passengers and air-conditioning use.

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For Tiggo Super Hybrid models, charging can support more electric driving for shorter trips, but petrol remains part of the ownership-cost equation.

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Your package should reflect your real behaviour—not an unrealistic assumption that you will charge exclusively at home or always use public rapid chargers.

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Chery novated lease FAQs

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Can I get any Chery model on a novated lease?

Most new Chery petrol, hybrid, plug-in hybrid and electric vehicles can generally be financed through a novated lease, subject to employer participation and finance approval.

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Which Chery model is best for an EV novated lease?

The Chery E5 is the brand’s fully electric SUV and is the key model to consider for EV salary packaging. It may be eligible for the electric-car FBT exemption where all requirements are met.

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Are Chery Super Hybrid models FBT exempt?

Generally no for new arrangements. Tiggo Super Hybrid vehicles are plug-in hybrids, and PHEVs are generally no longer eligible for the electric-car FBT exemption from 1 April 2025 unless grandfathering applies.

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Can I include insurance, tyres, registration and charging?

Often, yes. A fully maintained Chery novated lease can commonly budget for those costs, depending on the employer and provider.

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What happens at the end of the lease?

You will generally have a residual value. Depending on the agreement, you may pay it, refinance it, sell or trade the Chery, or start another lease.

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What if I change jobs?

You remain responsible for the underlying finance agreement. Your new employer may be able to take over the novation; otherwise, alternative arrangements may be needed.

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Compare a Chery novated lease with Asset Finance Partners

The right Chery depends on how you drive, who travels with you, whether you can charge, and whether the potential EV FBT exemption is a major part of your decision.

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Asset Finance Partners compares the complete picture: Chery model, finance, insurance, tyres, servicing, charging or fuel, tax treatment, lease term and residual value.

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Ready to explore a Chery novated lease? Speak with Asset Finance Partners for a tailored comparison across the Chery E5, C5, Tiggo 4, Tiggo 7, Tiggo 8 and Tiggo 9 range.

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Explore other EV novated lease options

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Asset Finance Partners can help you compare a Chery novated lease with other leading EV and hybrid options, including Tesla novated leases, BYD novated leases, Kia novated leases, Geely novated leases and MG novated leases.