Truck Finance in Sydney, Melbourne, Brisbane & Perth
- Asset Finance Partners
- 2 days ago
- 3 min read
Trucks are essential commercial vehicles across transport, logistics, construction, civil works, mining, infrastructure, waste, agriculture and service industries. From rigid trucks and tippers to heavy haulage and interstate freight vehicles, trucks play a critical role in moving goods, equipment and materials efficiently and reliably.
Asset Finance Partners provides specialist truck finance in Sydney, Melbourne, Brisbane and Perth, helping businesses purchase new or used trucks without large upfront capital costs. Our flexible asset-finance solutions allow operators to deploy revenue-generating trucks quickly while preserving cash flow and supporting long-term growth.
Why Finance a Truck?
Trucks are high-value, high-utilisation assets with long service lives and strict compliance requirements. Purchase prices typically range from $60,000 to $500,000+, depending on size, configuration, payload and application.
Financing a truck instead of paying cash allows businesses to:
Preserve working capital for fuel, drivers and operations
Match repayments to freight, contract or project income
Upgrade ageing trucks to improve reliability and compliance
Expand fleet capacity to win larger contracts
Reduce downtime with newer, more efficient vehicles
Manage fleet replacement cycles strategically
Access potential tax benefits (where eligible)
For most operators, truck asset finance is the most practical and scalable way to grow a transport operation.
Trucks We Finance
Asset Finance Partners arranges finance for a wide range of trucks and commercial transport vehicles, including:
Rigid trucks
Tipper trucks
Tray trucks
Pantech trucks
Refrigerated trucks
Tow trucks
Service and utility trucks
Construction and site trucks
Waste and recycling trucks
Mining and site-spec trucks
Linehaul and freight trucks
New and used trucks
Fleet and multi-vehicle purchases
Finance can often include bodies, trays, refrigeration units, hydraulics, tailgates, safety systems, signage, telematics and compliance upgrades within the same finance facility.
Truck Finance in Sydney
Sydney’s ports, infrastructure projects, construction sites and logistics hubs rely heavily on trucks for daily operations across metropolitan and regional NSW.
Asset Finance Partners provides truck finance in Sydney for:
Transport and logistics companies
Construction and civil contractors
Waste and recycling operators
Trade and service businesses
Including support for single trucks and large fleet upgrades.
Truck Finance in Melbourne
Melbourne is Australia’s freight and logistics capital, with strong demand for trucks operating across interstate corridors and distribution networks.
We arrange truck finance in Melbourne for businesses upgrading fleets, replacing older vehicles or expanding capacity across Victoria.
Truck Finance in Brisbane
Brisbane’s construction, logistics, agriculture and regional supply chains depend heavily on trucks for freight and material movement.
Asset Finance Partners provides truck finance in Brisbane for operators across South East Queensland and regional areas, including rigid and heavy trucks.
Truck Finance in Perth
Perth and Western Australia represent one of Australia’s largest truck markets, driven by mining, resources, construction, ports and long-distance freight.
We provide truck finance in Perth for:
Mining and resource contractors
Heavy haulage and transport operators
Civil and infrastructure businesses
Regional and remote operators
WA-based clients benefit from our experience financing high-spec, mine-site and long-haul trucks.
Truck Finance Options Available
Asset Finance Partners structures truck finance based on vehicle use, business structure and cash-flow profile. Common options include:
Chattel Mortgage – ownership from day one with GST claimed upfront (where eligible)
Finance Lease – lower repayments with upgrade flexibility
Operating Lease – suitable for fleet-managed or contract vehicles
Hire Purchase – fixed repayments with ownership at the end
Both new and used trucks may be eligible, subject to lender criteria.
Finance Amounts and Terms
Typical truck finance structures include:
Finance amounts from $60,000 to $10,000,000+ (fleet purchases)
Terms typically 3 to 7 years
Weekly, fortnightly or monthly repayments
Balloon or residual options available
Fleet and multi-vehicle facilities supported
Early payout options with many lenders
Approvals are often fast for established operators with trading history or contracts.
Compliance, Efficiency and ROI
Modern trucks offer improved fuel efficiency, advanced safety systems, lower emissions and improved driver comfort. Many operators upgrade trucks to meet compliance standards, reduce operating costs and improve reliability.
Asset finance allows businesses to deploy compliant trucks immediately, and in many cases freight revenue and efficiency gains help offset finance repayments.
Why Choose Asset Finance Partners
Asset Finance Partners is an independent asset-finance specialist with access to lenders experienced in:
Truck and heavy vehicle finance
Transport and logistics fleets
Construction and mining vehicles
High-value commercial assets
Our clients benefit from:
Competitive interest rates
Flexible approval criteria
Fast approvals
Lenders familiar with transport operations
Practical, operator-focused advice
We understand compliance, driver costs, fuel pricing and fleet economics.
Get Truck Finance Across Australia
If you’re purchasing a truck, upgrading vehicles or expanding your fleet, don’t let upfront costs restrict growth.
Asset Finance Partners provides truck finance in Sydney, Melbourne, Brisbane and Perth, tailored to transport, logistics, construction, mining and commercial businesses.
Apply today or request a callback to discuss the right asset-finance solution for your truck.
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