Food Truck Finance in Sydney, Melbourne, Brisbane & Perth

Food trucks have become one of the fastest-growing segments of Australia’s hospitality industry. From street food and festivals to corporate catering, pop-ups and mobile cafés, food trucks offer a flexible, lower-overhead way to launch or expand a food business.

Asset Finance Partners provides specialist food truck finance in Sydney, Melbourne, Brisbane and Perth, helping operators purchase new or used food trucks without large upfront capital costs. Our flexible asset-finance solutions allow businesses to get trading faster while preserving cash flow and supporting growth.

Food truck financed for a hospitality business in Sydney, Melbourne, Brisbane or Perth.

Why Finance a Food Truck?

Food trucks are income-generating assets but require significant upfront investment. Purchase costs typically range from $50,000 to $250,000+, depending on vehicle type, kitchen fit-out and equipment.

Financing a food truck instead of paying cash allows operators to:

• Launch or expand without draining savings

• Match repayments to trading income

• Preserve working capital for ingredients, staff and marketing

• Fit out the truck properly from day one

• Upgrade vehicles as the business grows

• Scale into multiple food trucks or locations

• Manage tax more effectively (where eligible)

For most operators, food truck asset finance is the fastest and safest way to get on the road.

Food Trucks and Equipment We Finance

Asset Finance Partners arranges finance for a wide range of food trucks and mobile hospitality assets, including:

• Custom food trucks

• Converted vans and trucks

• Coffee trucks and mobile cafés

• Burger, taco, pizza and street-food trucks

• Dessert, ice-cream and gelato trucks

• Catering and event food trucks

• New and used food trucks

• Fleet and multi-truck purchases

Finance can often include kitchen fit-outs, cooking equipment, refrigeration, exhaust systems, generators, signage, branding and compliance upgrades within the same finance facility.

Food Truck Finance in Sydney

Sydney’s vibrant food culture, events calendar and street-food scene make it one of Australia’s largest food-truck markets.

Asset Finance Partners provides food truck finance in Sydney for:

• Startup food-truck operators

• Established hospitality businesses

• Café and restaurant owners expanding mobile offerings

• Event and catering operators

Including support for council-compliant and fully fitted vehicles across NSW.

Food Truck Finance in Melbourne

Melbourne is Australia’s street-food capital, with strong demand for food trucks across festivals, markets, breweries and private events.

We arrange food truck finance in Melbourne for operators launching new concepts or expanding into multiple trucks across Victoria.

Our finance solutions support both first-time operators and established hospitality brands.

Food Truck Finance in Brisbane

Brisbane’s outdoor lifestyle, markets and events scene drive strong demand for food trucks across South East Queensland.

Asset Finance Partners provides food truck finance in Brisbane for food entrepreneurs, caterers and hospitality operators across metro and regional Queensland.

Food Truck Finance in Perth

Perth and Western Australia have a rapidly growing food-truck scene driven by festivals, regional events and mining-area catering.

We provide food truck finance in Perth for:

• Hospitality startups

• Regional and remote catering businesses

• Event and festival operators

• Multi-truck fleet owners

WA-based operators benefit from our experience financing custom and high-spec food trucks.

Food Truck Finance Options Available

Asset Finance Partners structures food truck finance based on business stage, cash flow and vehicle setup. Common options include:

• Chattel Mortgage – ownership from day one with GST claimed upfront (where eligible)

• Finance Lease – lower repayments with flexibility to upgrade trucks

• Hire Purchase – fixed repayments with ownership at the end

• Used Asset Finance – for second-hand food trucks

Both new and used food trucks may be eligible, subject to lender criteria.

Finance Amounts and Terms

Typical food truck finance structures include:

• Finance amounts from $50,000 to $500,000+

• Terms typically 3 to 5 years

• Weekly, fortnightly or monthly repayments

• Balloon or residual options available

• Kitchen equipment and fit-outs included

• Early payout options with many lenders

Approvals are often fast, including for startups with the right structure.

Speed to Market and ROI

Food trucks succeed on speed, visibility and consistency. Financing allows operators to:

• Get trading sooner

• Invest properly in fit-outs and equipment

• Avoid costly shortcuts

• Build brand presence quickly

In many cases, early trading revenue helps offset finance repayments, making asset finance a practical launch strategy.

Why Choose Asset Finance Partners

Asset Finance Partners is an independent asset-finance specialist with access to lenders experienced in:

• Food truck and hospitality vehicle finance

• Startup and SME businesses

• Commercial vehicle and fit-out funding

• Fleet and expansion finance

Our clients benefit from:

• Competitive interest rates

• Flexible approval criteria

• Fast turnaround times

• Lenders familiar with hospitality businesses

• Practical, business-focused advice

We understand seasonality, council requirements and the realities of running a food business.

Get Food Truck Finance Across Australia

If you’re launching a food truck, upgrading your setup or expanding into multiple vehicles, don’t let upfront costs slow your idea.

Asset Finance Partners provides food truck finance in Sydney, Melbourne, Brisbane and Perth, tailored to hospitality startups, caterers and food entrepreneurs.

Apply today or request a callback to discuss the right asset-finance solution for your food truck.