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Display Fridge Finance in Sydney, Melbourne & Brisbane – Commercial Refrigeration Asset Finance

  • Asset Finance Partners
  • 2 days ago
  • 3 min read

Display fridges are essential revenue-driving assets for hospitality, retail, and food businesses. From cafés and bakeries to supermarkets, convenience stores, bars, and takeaway venues, display refrigeration plays a critical role in product presentation, food safety, and sales conversion.


At Asset Finance Partners, we specialise in display fridge finance in Sydney, Melbourne, and Brisbane, helping businesses purchase, upgrade, or replace commercial display refrigeration without large upfront costs. Our flexible asset-finance solutions allow you to preserve cash flow while installing high-quality, energy-efficient refrigeration.


Commercial display fridge financed for a hospitality business in Sydney, Melbourne or Brisbane.
Commercial display fridge financed for a hospitality business in Sydney, Melbourne or Brisbane.

Why Finance a Display Fridge Instead of Paying Cash?


Commercial display fridges range in price from $5,000 to $80,000+, depending on size, temperature range, glass configuration, and energy efficiency. Financing instead of paying cash provides several advantages:

  • Preserve working capital for wages, stock, and marketing

  • Match repayments to business revenue

  • Access premium, energy-efficient refrigeration

  • Replace failing units quickly and avoid downtime

  • Spread costs over the useful life of the asset


For hospitality and retail operators in major cities, display fridge asset finance is often the most practical funding option.


Types of Display Fridges We Finance


We arrange finance for most types of commercial display refrigeration, including:

  • Upright glass-door display fridges

  • Beverage and drinks display fridges

  • Cake and patisserie display cabinets

  • Deli and serve-over display fridges

  • Supermarket and convenience store fridges

  • Under-bench and bar display fridges

  • Multi-unit display fridge fit-outs


Both new and used display fridges may be eligible, subject to asset age and lender criteria.


Display Fridge Finance in Sydney


Sydney businesses operate in one of Australia’s most competitive hospitality and retail environments. From CBD cafés and Inner West bakeries to Western Sydney takeaways and supermarkets, reliable and visually appealing display refrigeration is critical.

Asset Finance Partners provides display fridge finance in Sydney for cafés, restaurants, bakeries, supermarkets, bottle shops, convenience stores, and hospitality groups.

Our local experience includes fast approvals for urgent replacements, new fit-outs, and multi-site operators across Greater Sydney and NSW.


Display Fridge Finance in Melbourne


Melbourne’s café and hospitality culture places a strong emphasis on presentation, consistency, and energy efficiency. Display fridges must perform reliably while showcasing products in high-traffic venues.

We arrange display fridge finance in Melbourne for cafés, bakeries, restaurants, bars, and retail food businesses, including laneway venues and high-volume takeaway operators.

Our finance solutions support fast upgrades and scalable growth across metro Melbourne and Victoria.


Display Fridge Finance in Brisbane


Brisbane’s hospitality and retail sectors continue to grow alongside population growth and tourism. Many businesses are upgrading display refrigeration to improve energy efficiency and product visibility.

Asset Finance Partners provides display fridge finance in Brisbane for cafés, takeaway shops, supermarkets, bakeries, convenience stores, and hospitality groups.

Our finance structures suit both established operators and growing businesses across Queensland.


Display Fridge Finance Options Available


Chattel Mortgage

Suitable for GST-registered businesses seeking ownership from day one. Eligible businesses may claim GST upfront and depreciate the asset.


Finance Lease

Lower monthly repayments with flexibility to upgrade display fridges at the end of the term.


Operating Lease

An off-balance-sheet option commonly used by larger businesses or multi-site operators.


Rental or Hire Purchase

Predictable repayments with ownership at the end of the finance term.

We tailor the structure to your business size, cash flow, and tax position.


Display Fridge Finance Amounts and Terms

  • Finance amounts from $5,000 to $500,000+

  • Terms ranging from 2 to 7 years

  • Weekly, fortnightly, or monthly repayments

  • Balloon or residual options available

  • Early payout options with many lenders


Fast approvals are available for established businesses with stable trading history.


Energy-Efficient Display Fridge Upgrades


Many businesses are replacing older display fridges with modern, energy-efficient models to reduce electricity costs and improve performance.

Financing allows you to upgrade immediately while spreading the cost over time. In many cases, energy savings help offset finance repayments.


Why Businesses Choose Asset Finance Partners


Asset Finance Partners is an independent asset-finance specialist, not tied to a single bank. This gives you access to:

  • Multiple refrigeration-focused lenders

  • Competitive interest rates

  • Flexible approval criteria

  • Fast turnaround times

  • Practical, business-focused advice


We understand hospitality fit-outs, urgent refrigeration replacements, and retail trading cycles.


Get Display Fridge Finance in Sydney, Melbourne or Brisbane


If you’re installing new display fridges, replacing failing units, or upgrading your refrigeration setup, don’t let upfront costs delay your business.


Asset Finance Partners provides fast, flexible display fridge finance across Sydney, Melbourne, and Brisbane, tailored to hospitality and retail businesses at every stage.

Apply today or request a callback to discuss the right asset-finance solution for your display refrigeration needs.



 
 
 

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