Coffee Machine Finance in Sydney, Melbourne, Brisbane & Perth
- Asset Finance Partners
- 2 days ago
- 3 min read
Coffee machines are mission-critical assets for cafés, restaurants, hospitality venues, offices and commercial food businesses across Australia. From high-volume espresso service to office coffee solutions and specialty roasting operations, the right coffee machine directly impacts speed of service, quality, customer experience and revenue.
Asset Finance Partners provides specialist coffee machine finance in Sydney, Melbourne, Brisbane and Perth, helping businesses purchase new or used coffee machines without large upfront capital costs. Our flexible asset-finance solutions allow operators to install professional-grade equipment immediately while preserving cash flow and supporting growth.
Why Finance a Coffee Machine?
Commercial coffee machines are high-value assets that deliver daily revenue but can require significant upfront investment. Purchase prices typically range from $5,000 to $80,000+, depending on brand, capacity and configuration.
Financing a coffee machine instead of paying cash allows businesses to:
Preserve cash flow for rent, staff and inventory
Match repayments to daily coffee sales
Install higher-spec equipment from day one
Upgrade machines as volume increases
Reduce downtime with new, reliable equipment
Fit out cafés properly before opening
Manage tax efficiently (where eligible)
For most cafés and hospitality businesses, coffee machine asset finance is the smartest way to launch or upgrade.
Coffee Machines and Equipment We Finance
Asset Finance Partners arranges finance for a wide range of coffee machines and café equipment, including:
Commercial espresso machines
Automatic coffee machines
Manual and semi-automatic machines
Multi-group espresso machines
High-volume café coffee machines
Office and workplace coffee machines
Specialty and barista-grade machines
New and used coffee machines
Finance can often include grinders, water filtration systems, milk systems, cup warmers, tampers, installation, training and café fit-out equipment within the same finance facility.
Coffee Machine Finance in Sydney
Sydney’s café culture is one of the most competitive in the world, with demand for high-performance coffee machines across suburbs, CBDs and regional NSW.
Asset Finance Partners provides coffee machine finance in Sydney for:
Independent cafés
Restaurants and hospitality venues
Office coffee providers
Café chains and franchises
Including support for startups, upgrades and multi-site operators.
Coffee Machine Finance in Melbourne
Melbourne is Australia’s coffee capital, where machine quality directly affects brand reputation and customer loyalty.
We arrange coffee machine finance in Melbourne for:
Specialty coffee cafés
Roasters and hospitality groups
High-volume espresso operations
Our finance solutions support premium, barista-grade equipment across Victoria.
Coffee Machine Finance in Brisbane
Brisbane’s café, hospitality and office sectors continue to grow rapidly, driving strong demand for reliable coffee machines.
Asset Finance Partners provides coffee machine finance in Brisbane for cafés, restaurants, offices and mobile coffee operators across South East Queensland and regional areas.
Coffee Machine Finance in Perth
Perth and Western Australia have a strong café and hospitality market supported by mining, corporate offices and regional centres.
We provide coffee machine finance in Perth for:
Cafés and hospitality venues
Office coffee providers
Regional and remote hospitality operations
WA-based businesses benefit from our experience financing high-use, high-volume coffee equipment.
Coffee Machine Finance Options Available
Asset Finance Partners structures coffee machine finance based on business size, trading history and equipment type. Common options include:
Chattel Mortgage – ownership from day one with GST claimed upfront (where eligible)
Finance Lease – lower repayments with upgrade flexibility
Hire Purchase – fixed repayments with ownership at the end
Used Equipment Finance – for refurbished or second-hand machines
Both new and used coffee machines may be eligible, subject to lender criteria.
Finance Amounts and Terms
Typical coffee machine finance structures include:
Finance amounts from $5,000 to $500,000+ (multi-site operators)
Terms typically 2 to 5 years
Weekly, fortnightly or monthly repayments
Bundled café equipment finance
Early payout options with many lenders
Approvals are often fast, including for new cafés with the right setup.
Speed, Quality and ROI
A high-quality coffee machine improves speed of service, consistency and beverage quality — directly impacting customer satisfaction and repeat business.
Asset finance allows cafés to install professional-grade equipment immediately, and in many cases daily coffee sales can cover repayments, making finance a powerful growth tool.
Why Choose Asset Finance Partners
Asset Finance Partners is an independent asset-finance specialist with access to lenders experienced in:
Coffee machine and café equipment finance
Hospitality and food businesses
Startup and SME operators
Multi-site café and franchise funding
Our clients benefit from:
Competitive interest rates
Flexible approval criteria
Fast turnaround times
Lenders familiar with hospitality operations
Practical, café-focused advice
We understand seasonality, margins and the realities of running a café or hospitality business.
Get Coffee Machine Finance Across Australia
If you’re opening a café, upgrading your coffee machine or expanding to multiple locations, don’t let upfront costs limit your quality or speed.
Asset Finance Partners provides coffee machine finance in Sydney, Melbourne, Brisbane and Perth, tailored to cafés, restaurants, offices and hospitality businesses.
Apply today or request a callback to discuss the right asset-finance solution for your coffee machine.
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