Business Car Finance in Sydney, Melbourne, Brisbane & Perth
- Asset Finance Partners
- 2 days ago
- 3 min read
Business cars are essential assets for professionals, sales teams, consultants, service businesses and growing companies across Australia. From client meetings and site visits to daily commuting and interstate travel, business vehicles play a critical role in productivity, brand image and revenue generation.
Asset Finance Partners provides specialist business car finance in Sydney, Melbourne, Brisbane and Perth, helping businesses purchase new or used cars without tying up valuable cash. Our flexible asset-finance solutions allow businesses to put vehicles on the road quickly while preserving working capital and supporting growth.
Why Finance a Business Car?
Business cars are high-use assets that depreciate over time but deliver daily value. Purchase prices typically range from $25,000 to $150,000+, depending on vehicle type, specification and usage.
Financing a business car instead of paying cash allows businesses to:
Preserve cash flow for operations and growth
Match repayments to business income
Upgrade vehicles more frequently
Reduce maintenance risk with newer cars
Maintain a professional brand image
Manage tax efficiently (where eligible)
Expand fleets as teams grow
For many businesses, business car asset finance is the most practical and tax-effective way to fund vehicles.
Business Cars We Finance
Asset Finance Partners arranges finance for a wide range of business cars and passenger vehicles, including:
Sedans
Hatchbacks
SUVs
Luxury business cars
Executive vehicles
Sales and representative vehicles
Company cars
Fleet vehicles
Electric and hybrid cars
New and used business cars
Multi-vehicle and fleet purchases
Finance can often include registration, on-road costs, accessories, safety features and fleet packages within the same finance facility.
Business Car Finance in Sydney
Sydney’s professional services, corporate, construction and sales industries rely heavily on business cars for daily operations.
Asset Finance Partners provides business car finance in Sydney for:
Consultants and professionals
Sales teams
Small and medium businesses
Corporate fleets
Including support for individual vehicles and full fleet rollouts across NSW.
Business Car Finance in Melbourne
Melbourne’s corporate, consulting, technology and sales sectors generate strong demand for business car finance across metro and regional Victoria.
We arrange business car finance in Melbourne for businesses upgrading vehicles, expanding fleets or transitioning to electric and hybrid cars.
Business Car Finance in Brisbane
Brisbane’s growing professional, construction and services sectors rely heavily on business cars for mobility and client engagement.
Asset Finance Partners provides business car finance in Brisbane for operators across South East Queensland and regional areas.
Business Car Finance in Perth
Perth and Western Australia represent a strong business car market driven by mining services, consulting, regional travel and corporate operations.
We provide business car finance in Perth for:
Mining and resource service businesses
Professional services firms
Regional and remote operators
Corporate and executive fleets
WA-based clients benefit from our experience financing high-use and fleet business vehicles.
Business Car Finance Options Available
Asset Finance Partners structures business car finance based on business structure, usage and tax position. Common options include:
Chattel Mortgage – ownership from day one with GST claimed upfront (where eligible)
Finance Lease – lower repayments with upgrade flexibility
Operating Lease – suitable for fleet-managed vehicles
Hire Purchase – fixed repayments with ownership at the end
Both new and used business cars may be eligible, subject to lender criteria.
Finance Amounts and Terms
Typical business car finance structures include:
Finance amounts from $25,000 to $2,000,000+ (fleet purchases)
Terms typically 3 to 5 years
Weekly, fortnightly or monthly repayments
Balloon or residual options available
Multiple vehicles bundled together
Early payout options with many lenders
Approvals are often fast, including for sole traders and growing businesses.
Productivity, Image and ROI
A modern, reliable business car improves productivity, reduces downtime and reinforces a professional brand image. For sales-driven businesses, the right vehicle can directly support revenue generation.
Asset finance allows businesses to deploy suitable vehicles immediately, and in many cases efficiency gains and tax benefits help offset finance repayments.
Why Choose Asset Finance Partners
Asset Finance Partners is an independent asset-finance specialist with access to lenders experienced in:
Business and company car finance
SME and corporate fleets
Professional services businesses
Electric and hybrid vehicle funding
Our clients benefit from:
Competitive interest rates
Flexible approval criteria
Fast approvals
Lenders familiar with business vehicle use
Practical, business-focused advice
We understand cash-flow management, tax considerations and fleet economics.
Get Business Car Finance Across Australia
If you’re purchasing a business car, upgrading vehicles or expanding your fleet, don’t let upfront costs slow your growth.
Asset Finance Partners provides business car finance in Sydney, Melbourne, Brisbane and Perth, tailored to professionals, SMEs, corporate teams and growing businesses.
Apply today or request a callback to discuss the right asset-finance solution for your business car.
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