Agricultural Equipment Finance in Sydney, Melbourne, Brisbane & Perth

Agricultural equipment is the backbone of Australia’s farming, agribusiness and primary production sectors. From broadacre cropping and livestock operations to horticulture, dairy and mixed farming, the right equipment directly impacts productivity, yield, efficiency and profitability.

Asset Finance Partners provides specialist agricultural equipment finance in Sydney, Melbourne, Brisbane and Perth, supporting farmers, agricultural contractors and agribusinesses across metro, regional and remote Australia. Our flexible asset-finance solutions allow operators to invest in modern, reliable machinery without tying up critical working capital.

Agricultural equipment financed for a farming operation in Sydney, Melbourne, Brisbane or Perth.

Why Finance Agricultural Equipment?

Agricultural machinery is capital-intensive and essential to seasonal operations. Purchase prices often range from $25,000 to $5,000,000+, depending on equipment type, scale and specification.

Financing agricultural equipment instead of paying cash allows operators to:

• Preserve cash flow for seed, fertiliser, labour and fuel

• Match repayments to harvest cycles and seasonal income

• Upgrade ageing machinery to reduce downtime

• Increase productivity and operational efficiency

• Expand acreage or livestock capacity

• Invest in technology-driven farming solutions

• Manage tax and cash flow more effectively (where eligible)

For most operators, agricultural equipment asset finance is the most practical way to scale and modernise operations.

Agricultural Equipment We Finance

Asset Finance Partners arranges finance for a comprehensive range of agricultural and farming equipment, including:

• Tractors

• Harvesters and headers

• Seeders and planters

• Sprayers

• Balers

• Tillage equipment

• Ploughs and cultivators

• Irrigation systems

• Feed mixers and feeders

• Livestock handling equipment

• Grain handling and storage equipment

• Farm utility vehicles and utes

• New and used agricultural machinery

• Fleet and multi-asset purchases

Finance can often include attachments, implements, GPS and precision farming technology, transport, installation and commissioning within a single facility.

Agricultural Equipment Finance in Sydney

While Sydney is a major finance and logistics hub, it supports extensive agricultural operations across regional NSW.

Asset Finance Partners provides agricultural equipment finance in Sydney for:

• NSW farming and agribusiness operators

• Agricultural contractors

• Regional and interstate farming businesses

Including machinery deployed across rural and remote NSW.

Agricultural Equipment Finance in Melbourne

Melbourne services Victoria’s diverse agricultural regions, including cropping, dairy and mixed farming operations.

We arrange agricultural equipment finance in Melbourne for:

• Broadacre and mixed farms

• Dairy operations

• Horticulture and viticulture businesses

Across metro-based agribusinesses and regional Victoria.

Agricultural Equipment Finance in Brisbane

Brisbane is a key gateway to Queensland’s agricultural and livestock industries.

Asset Finance Partners provides agricultural equipment finance in Brisbane for:

• Cropping and grazing operations

• Livestock producers

• Horticulture and irrigation-intensive farms

Supporting equipment purchases across South East Queensland and regional areas.

Agricultural Equipment Finance in Perth

Perth and Western Australia represent one of Australia’s largest agricultural machinery markets, driven by broadacre cropping, grain production and export-focused agribusiness.

We provide agricultural equipment finance in Perth for:

• Broadacre grain producers

• Large-scale farming operations

• Agricultural contractors

• Regional and remote WA businesses

WA clients benefit from our experience financing high-value, large-scale and long-life agricultural machinery.

Agricultural Equipment Finance Options Available

Asset Finance Partners structures agricultural equipment finance to suit seasonal income and long equipment lifecycles. Common options include:

• Chattel Mortgage – ownership from day one with GST claimed upfront (where eligible)

• Finance Lease – lower repayments with upgrade flexibility

• Hire Purchase – fixed repayments with ownership at the end

• Used Equipment Finance – for second-hand machinery

Both new and used agricultural equipment may be eligible, subject to lender criteria.

Finance Amounts and Terms

Typical agricultural equipment finance structures include:

• Finance amounts from $25,000 to $10,000,000+ (fleet and large machinery purchases)

• Terms typically 3 to 7 years

• Monthly or seasonal repayment structures

• Balloon or residual options available

• Multi-asset and staged purchases supported

• Early payout options with many lenders

Approvals are often available for established operators with trading history.

Productivity, Technology and ROI

Modern agricultural equipment delivers improved fuel efficiency, precision farming capability, reduced labour costs and higher yields. Many operators upgrade machinery to improve reliability and reduce harvest risk.

Asset finance allows farmers to deploy modern equipment immediately, and in many cases productivity gains and operational efficiencies help offset finance repayments.

Why Choose Asset Finance Partners

Asset Finance Partners is an independent asset-finance specialist with access to lenders experienced in:

• Agricultural and farming equipment finance

• Regional and rural businesses

• Large-scale machinery funding

• Seasonal and cash-flow-sensitive operations

Our clients benefit from:

• Competitive interest rates

• Flexible approval structures

• Lenders familiar with agricultural cycles

• Fast turnaround times

• Practical, farmer-focused advice

  
  

We understand seasonality, weather risk, commodity cycles and the realities of Australian farming.

Get Agricultural Equipment Finance Across Australia

If you’re purchasing agricultural machinery, upgrading farm equipment or expanding production capacity, don’t let upfront costs limit your operation.

Asset Finance Partners provides agricultural equipment finance in Sydney, Melbourne, Brisbane and Perth, supporting farmers, contractors and agribusinesses across Australia.

Apply today or request a callback to discuss the right asset-finance solution for your agricultural equipment.